What business model for the Digital Euro? New study by Prof Bofinger and Thomas Haas

The policy paper by Prof. Bofinger and Thomas Haas discusses the current efforts of the European Central Bank to introduce a digital euro (CBDC). Instead of focusing on payment assets, the authors shift the focus on payment systems. The paper analyzes successful payment systems from Brazil and Switzerland that can serve as models for the design of a digital euro. Such a design of CBDCs could contribute to Europe's strategic sovereignty and provide added value for users.

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